Consultation tracks (proposed)
We currently describe two session types below. Names, durations, and fees are proposed until confirmed by the business; inquire for current THB rates.
Initial debt & cash-flow map
A structured first meeting to capture every outstanding balance, interest terms, and due dates, then align them with your net monthly inflow. You leave with a written repayment order and a simple monitoring sheet for the next 30–45 days.
Ongoing plan review
A shorter checkpoint to compare actual payments against the map, adjust for income changes or new obligations, and reset priorities before the next billing cycle. Reviews are scheduled, not open-ended support chats.
What we document together
- Creditor list with minimums, APR or flat fees, and contact channels
- Household expense categories with realistic caps (rent, transport, dependents, irregular costs)
- Surplus allocation rules — how much above minimums targets the active debt
- Notes from each review, including what changed and what to watch next
What we do not do in standard sessions
- Execute payments or move funds on your behalf
- Guarantee specific debt-free dates or investment returns
- Sell securities, insurance, or lending products unless separately agreed in writing
Ready to start?
Bring statements and honesty about informal debts. Contact us to propose a first session time.